http://localhost so we can load the JSON presets.
How much can I make driving UberX in New York, New York?
Start with dated city averages, then make the numbers your own. Typical costs—fuel, wear, insurance, phone, and extras—are on so the first number is take-home, not a best-case screenshot.
Your scenario at a glance
UberX drivers in New York, New York could net about $7.92 per hour ($198.05 each week) after 25 hours and roughly 500 miles, based on the costs you have enabled.
Airport queues, late-night Manhattan demand, and borough congestion keep utilization high and miles per hour low. Regular gas is $4.45/gal, $0.35 above the $4.10 national AAA average. Full-coverage insurance averages about $334/mo, $147 above the $187 U.S. full-coverage median. New York wage tax is about 5.5% at typical gig income, plus a 12% federal planning set-aside.
Range for a compact gas car in this market as of 2026-08-24: optimistic $14.25/hr, typical $7.92/hr, conservative $6.37/hr.
How to use this page
1. Pick your market
Choose the app, city, and vehicle that match your plan. We preload the local averages for you.
2. Decide which costs count
Typical bills start on. Switch to optimistic or conservative, or turn individual costs off if they do not apply.
3. Check take-home pay
Read the hourly and weekly summaries to confirm your plan meets your income goals.
Build Your Driving Plan
Cost posture
Typical is the default: wear, insurance, phone, and extras count. Optimistic is fuel-only. Conservative adds a car payment.
Run a second app?
Multi-apping blends the two pay rates and adds an 8-point utilization boost (capped at 88%) for less idle time.
Use my own driving exposure numbers?
Leave it off to lean on platform averages. Turn it on when you want miles, fuel, or charging costs to reflect your own experience.
When this stays off, we use the typical miles, gas, and charging costs for your app and city.
Include vehicle depreciation?
Checking this spreads the long-term wear of your car across every mile so you’re saving for the next ride.
Show wear & tear costs?
Toggle off for barebones math. Toggle on to budget for upkeep and tire replacements.
Turn this on if you want to budget for oil changes, brakes, and tire swaps instead of counting only fuel.
Include insurance?
Count your rideshare-friendly policy here so you’re setting aside enough for coverage.
Flip this on when you want your monthly insurance premium covered by your gig earnings.
Include phone & data?
Most drivers dedicate a plan to gig work—count it so you’re covering navigation, hotspots, and wear on your device.
Turn this on if navigation, hotspots, and phone wear should be part of your hourly rate.
Include other weekly costs?
Think car washes, parking, tolls, snacks, and anything you cover out-of-pocket to stay on the road.
Great for rolling in parking, snacks, car washes, or any other weekly out-of-pocket extras.
Do you have a car payment?
Turn this on if you bought (or plan to buy) a car specifically for gig work so the payment is covered by your hourly take-home.
Great when you want your lease or loan covered by the hours you plan to work.
Save this plan on this device
Advertisement
What This Adds Up To
Net take-home, cost breakdowns, and weekly benchmarks update in real time.
Take-home Focus
Quick glance at what actually lands in your pocket after every cost and tax you’ve toggled on.
These totals already include every cost or tax toggle you've turned on, so you can trust them as bring-home pay.
Fixed bills are covered after about hours this week.
Compare another app
Hourly Snapshot
See how each hour breaks down—from gross pay to fuel, upkeep, and taxes—so you know what you spend to earn.
Weekly Outlook
Double-check that your plan covers weekly bills, taxes, and miles before you hit the road.
Advertisement
Walk through every step so you can explain the math to yourself, a partner, or anyone you’re budgeting with.
| Gross hourly (with tips) | |
| Variable costs each hour | |
| Fixed costs each hour | |
| Money left before taxes | |
| Estimated taxes per hour | |
| Net take-home per hour |
| IRS mileage rate (Jul–Dec 2026) | |
| IRS cost per hour | |
| Profit if you used the IRS rate |
These are planning numbers, not tax advice. Treat anything labeled with the lightbulb icon as our best average until you replace it with your truth.
Browse take-home pay by app
Open a platform hub, then a state, then a city for dated typical / optimistic / conservative nets (as of 2026-08-24).
- UberX pay by state
- Lyft pay by state
- DoorDash pay by state
- UberEats pay by state
- Instacart pay by state
- Amazon Flex pay by state
- Grubhub pay by state
- Shipt pay by state
- Spark Delivery pay by state
Compare: Uber vs Lyft take-home · Uber vs DoorDash take-home