Gig take-home calculator

How much can I make driving UberX in New York, New York?

Pick your app, city, and car. We subtract gas, wear, insurance, and taxes so the big number is what you actually keep.

At a glance

UberX · New York, New York

Net / hr

$7.92

Net / wk

$198.05

Miles / wk

500

Your plan

We load local pay and costs for this combo.

App Car

City

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Hours per week

Costs to count

Gas or charging is always included. Turn off anything you don't pay.

Quick setting

InsuranceYour rideshare-friendly policy $/mo
Phone & dataPlan and apps you use to work $/mo
ExtrasParking, tolls, car washes $/wk
Maintenance & tiresOil, brakes, tires—per mile
¢ upkeep ¢ tires
Car value lossSaving for your next car ¢/mi
Car paymentLoan or lease for this car $/mo

3 Fine-tune (optional) Pay rate, busy time, tips, taxes, your own miles, a second app

Pay per busy hour ($) While you have a rider or order. Time on a trip (%) The rest is waiting unpaid. Tips (% of pay) Income tax (%) Federal + state set-aside. Self-employment tax (%) Usually 15.3%.

Use my own miles and fuel numbersOff = typical for your app and city

Miles per working hour

Run a second app at the same timeLess waiting: +8 points busy time, capped at 88%

Second app Hours on the second app (%)

Save this plan on this device

You keep

$7.92 per hour

$198.05 a week for hours

At these settings you lose money every hour you drive.

Where each hour of pay goes

Apps pay you: $23.82
Driving costs gas, wear: − $7.42
Bills insurance, phone: − $4.62
Taxes to set aside: − $3.87
You keep: $7.92

Your fixed bills are paid off after about hours each week.

Summary & market notes

UberX drivers in New York, New York could net about $7.92 per hour ($198.05 each week) after 25 hours and roughly 500 miles, based on the costs you have enabled.

Range for a compact gas car in this market as of 2026-08-24: optimistic $14.25/hr, typical $7.92/hr, conservative $6.37/hr.

Airport queues, late-night Manhattan demand, and borough congestion keep utilization high and miles per hour low. Regular gas is $4.45/gal, $0.35 above the $4.10 national AAA average. Full-coverage insurance averages about $334/mo, $147 above the $187 U.S. full-coverage median. New York wage tax is about 5.5% at typical gig income, plus a 12% federal planning set-aside.

Would another app pay more here?

/hr · /wk

Same city, car, and costs.

Weekly totals & IRS check

Gross pay / week: $595.61
Costs / week: $300.90
Taxes to set aside / week: $96.67
Miles / week
IRS rate (Jul–Dec 2026)
Profit / hr using IRS rate: $4.01

Planning estimates, not tax advice or guaranteed pay. Replace any starter number with your own.

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